Privacy Policy – Daves Health Insurance Store

WHAT WE DO

is the best place on the internet to get comparative insurance quotes from insurance agents in almost all lines of insurance. We are not an insurance company and we do not sell insurance policies, but we have a large and growing network of quality insurance agents who want to compete for your business. Our FREE service allows you to obtain insurance quotes and information from a variety of agents and companies. When you submit your information through our secure online form, we match your information with agents who are eager to work with you based on your insurance needs and your geographical location. To provide you the best service possible, we also work with several affiliates who can provide you with quality insurance information in case our network of agents doesn’t match your needs. We only work with insurance professionals and will not send your information to any other individuals or businesses.

SECURE WEBSITE

When you submit your information through our website, your information is encrypted using SSL technology which protects your information as it is passed from your browser to our servers. However, SSL technology (like any other technology) is not foolproof and we cannot guarantee complete security. Furthermore, emails you send to us may or may not be encrypted. We cannot be responsible for emails which are viewed or intercepted between your browser and our server.

CONSUMER INFORMATION COLLECTED

We collect the information you submit through our online forms. This information includes basic contact information such as name, address, telephone number, fax number, email address and other related information. We also collect information that will help our network of insurance agents provide you with accurate insurance information, such as your driving record, current and prior insurance, additional insured’s’ names, your age, marital status, credit rating, vehicle information, employment information and educational history. All your information is stored securely on our servers in our California head-office and in highly secured backup locations. We do not sell or share any of your personal information with any individuals or companies except (1) as authorized by you, (2) to our network of participating insurance agents and affiliates, and (3) as required by law enforcement or a court of law.

FINANCIAL INFORMATION

We do not collect credit card or other payment information from consumers who visit . Our service for consumers is FREE of charge.

EMAIL NEWSLETTER

In addition to our insurance quote request service, we also offer consumers an opportunity to “opt in” to receive our regularly published electronic newsletter via email. If you elect to receive our e-newsletter by checking the box on the insurance quote request form, we will send you regular e-newsletters via email. We will not share, sell or rent your email address or other contact information except as disclosed elsewhere in this Privacy Policy. You can OPT OUT of receiving our e-newsletter by clicking the “unsubscribe” button in the email you receive from us.

DISCLOSURE TO OUTSIDE PARTIES

Aggregate statistics about our website visitors, traffic patterns and related information may be provided to reputable third parties, which will not contain personal contact information.

COOKIES

Our website uses cookies to allow us to see how and when you use our website and, in some cases, allow us to store and display personal preferences you set during your visits to our website. Our cookies do not track personal information such as email address or phone number.

THIRD PARTY LINKS AND WEBSITES

You may be presented with advertisements or links which lead to websites we do not control or manage. We encourage you to read each website’s privacy policy before you respond to any offers or provide personal information. We are not liable for any third party links, websites or the actions of any third parties you may visit which are linked from our website.

CHILDREN UNDER 13

We have no way of distinguishing the age of individuals who access our website. However, in the event that we discover a child under the age of 13 is providing personal information, we will not accept any such information. If a child has provided us with such information without parental or guardian consent, the parent or guardian should contact us to remove that information and opt out of promotional opportunities.

YOUR AGREEMENT AND CONSENT

By submitting and seeking a quote request through our website, you authorize and agree that up to eight insurance companies or their agents and partners may contact you using the information you provide (including by phone, email or regular mail) or to obtain additional information needed to provide quotes where permitted by law. Certain insurance companies or their agents may confirm your information through the use of a consumer report, which may include your credit score and driving record. If such reports are obtained, we do not receive a copy of the reports and therefore do not store any such reports in our databases.
You agree that the information you submit through our service will be your own, will be accurate and truthful, and will be up to date. If you do not agree to our Terms of Use or this Privacy Policy, do not enter or submit your information. For your own security, and the security of our company and our network of insurance professionals, we may track your I.P. address to aid in preventing fraud or abuse of our system.
By using our service, you acknowledge that you have read and understood all of the Terms of Use and agree to be bound by them.

CHANGES TO PRIVACY POLICY

If we decide to change our Privacy Policy, we will post such changes on this page so that you are always aware of what information we collect, how we use it and under what circumstances we may disclose it.

CONTACT US

Should you have any questions about our Privacy Policy, or if you need to contact us for other reasons, please call us at (800) 647-2164.


Politics of India

Overview

India is the largest democracy in the world.  What this means is that this country has the largest number of eligible voters, not to mention the most political parties taking part in an election.  Although the country may seem like a “functional anarchy” at times, Indians are justifiably proud of their country’s strong democratic character.  Except for a brief two year period of Emergency rule between 1975-1977 when civil rights were almost dismissed, Indians have never flirted with any other form of government or military rule.  Elections are passionate times and while cynics abound, millions of Indians enthusiastically exercise their constitutional privilege and dutifully make it to the polling stations to cast their ballots.  The remnants of the British Raj include a Westminster-styled system of government with a bicameral legislature and the provision of a titular head of state as well as a head of government.  

Federal and State Governments

Indian politics are governed by the constitution which proclaims the President as the Head of the Executive of the Union. Real executive power, however, rests with the Prime Minister and his Council of Ministers.  The Parliament is the legislative branch of the government and is divided into two houses – the Upper House (Rajya Sabha) with nominated members and the Lower House (Lok Sabha or House of the People) with elected members.  Like the US, India is divided into a number of states (28 to be exact) and while these states are administered by their own individual governments, the Federal government still has authority over them.  Each state is governed by a Chief Minister who is the real head of the Executive, while the Governor assumes mostly titular responsibilities. 

Political Parties

The Indian National Congress played a pivotal role in the country’s freedom struggle and continued to dominate Indian politics for over four decades post independence.  These days, however, single party rule is a thing of the past and the earlier two party dominated election system has given way to dozens of parties, most of them based on regional, linguistic, and religious affiliations.  Elections are characterized by desperate horse trading – when politicians in need of the magic number to form a government woo members of other parties to join their ranks.  These raggle taggle coalitions of parties can include numerous members, and although they may not seem like the ideal way to run a country, they seem to be the only viable option for a nation of over one billion diverse peoples.


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